Business & Agriculture Loans

Business & Agriculture Loans

We are committed to the success of your business. When it comes to business and agricultural lending, we deliver more than loans, we deliver customized financing solutions crafted by our commercial experts to uniquely fit your business’s needs.

Specialized business Solutions

Whether you’re a seasoned business looking to grow or new to the industry, our experts know the strength of the community depends on strong businesses. You need a partner who not only knows what it takes to run a business but can match your needs with the right advice and financial support. At First Citizens, we do more than just lend to our business customers – we partner in your success. We are invested in fully understanding your specific needs in order to craft a financing solution that works best for you.

To get more information contact us or stop into one of our local branches for a consultation.

Our team, locals born and bred.

Ready to get started? Work with an FCNB lender for your financing needs.

Learn what local businesses have to say about working with us and our business experts.

*All loans are subject to credit approval.

Specialized Business Solutions

Below are just a few of the many business loan solutions we offer to help you grow and improve your business.

  • Competitive rates for a wide range of business expenses
  • Repayment terms customized to fit your business’s unique needs
  • Quick, local decision-making and processing
  • Competitive rates to build, buy, or refinance commercial property
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business’s unique needs
  • Competitive rates for a long-term or a seasonal business needs
  • Funds available right when you need them
  • Only pay interest on the part that’s used
  • Competitive rates for new or used equipment
  • Keep ahead of competitors without cutting into working capital or savings
  • Avoid lapsed periods in production and outdated equipment
  • Government-assisted financing for qualifying businesses
  • Options with lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Financing for both new and established Upper Sandusky family farms
  • Competitively low rates to meet a wide range of agricultural needs
  • Quick, local decision-making and processing
  • Farmer Mac I and Farmer Mac II loans available
  • Financing for conventional and government-backed loans
  • Friendly, attentive service throughout the entire process

We are here to help!

Give us a call today at 1-888-378-1860 or stop by one of our banking centers. 

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