We value your relationship with us. To show you our appreciation, we created 1st Relationship Checking — earn up to 1.51% APY* on your balance every month. You can also get up to $10 in refunds on ATM surcharge fees. Just meet a few easy qualifications outlined below to earn your rewards. Open your account today!
It’s Easy to Qualify for Your Rewards
To earn the higher interest rate, you must meet both of the following monthly qualifications:
To earn the ATM surcharge/fee refunds, you only need to meet the following monthly qualification:
That’s it! And if you don’t qualify one month, don’t worry — you’ll still have your First Citizens Rewards account with great time-saving services and features. Plus, you’ll earn our base interest rate.
*Variable rate and terms are subject to change, at our discretion, including after account opening. Higher interest rates and Annual Percentage Yields (APYs) apply only if qualifiers are met. The rate and APY paid on the entire balance will be 0.01% if qualifiers are not met. If you qualify for 1.50% (APY 1.51%), it will be paid on balances up to $10,000. Balances above $10,000 earn 0.08%, with an APY ranging from a low of 0.22% (assuming a balance of $100,000 is maintained throughout the month and other qualifiers are met) to a high of 1.51% on a balance of $10,000.01. Interest will be calculated by the daily balance method and will be credited to the account monthly. Fees may reduce earnings. Stated APY accurate as of date of publication.