Increase your purchasing power. A First Citizens Visa® business credit card gives you round-the-clock access to funds — so you can supply your business on your schedule. Low rates and no annual fee help you stay on budget. Plus, easy expense tracking with online access, all backed by the power of Visa.
Easily track spending, make payments, and more. Register your card for anytime online access at MyCardstatement.com.
Verified by Visa
Add an extra layer of security when you shop online. Learn more about Verified by Visa.
Visa Purchase Alerts
Know where your money is going. Visa Purchase Alerts sends you an email or text whenever a purchase is made with your Visa card. You can even choose notification triggers that match your spending habits. Sign up for Visa Purchase Alerts today.
Earn merchandise, travel, and more with ScoreCard Rewards. Sign up for ScoreCard Rewards with your First Citizens National Bank Business Credit Card and turn your everyday purchases into points that can be used to purchase home furnishings, gift cards, electronics, travel rewards, and more!
In accordance with VISA rules and regulations, effective in October 2017, First Citizens National Bank cardholders will be automatically enrolled in the VISA Account Updater (VAU) service. VAU helps facilitate uninterrupted processing of your recurring payments through a secure electronic exchange of account information updates between participating Visa Card issuers, acquirers and merchants.
When new cards are issued due to account information changes such as card expiration, for example, the new account information is sent to VAU for cards scheduled with recurring payments to participating merchants. Participating merchants can send inquiries to VAU about their account-on-file transactions and are provided with updated card information, if available. This helps participating issuers retain cardholders by maintaining continuity of their payment relationships with participating merchants.
Cardholder Benefits of VAU
Note: Merchant participation is optional, and some merchants may choose not to use this service. Participation in VAU does not relieve you of your obligation to confirm merchants have correct account information on file for you. Neither VISA nor First Citizens National Bank can guarantee the account updates will be communicated to merchants prior to the next billing date.
Account Opt-Out Procedures
If despite the benefits of VAU you wish to opt out of this service, please fill out this form.