First Citizens National Bank cares about small businesses. Whether you’re just getting started or you’ve been around for generations, we have the tools to help you manage your business’s money and plan for the future. We know every business has unique needs, and we offer a wide range of services made to fit those needs.
Our team is here for you to help you make smart choices with your money. From straightforward business checking accounts to affordable business loans, we want to be your partner every step of the way.
Business Checking & Savings Accounts
First Citizens National Bank offers business checking accounts to manage your business’s cash flow day-after-day, and business savings accounts that help you meet your short- and long-term financial goals.
Business Financing
When it comes to business and agricultural lending, we deliver more than loans, we deliver customized financing solutions crafted by our commercial experts to uniquely fit your business’s needs. Whether you’re looking to buy equipment or a new facility, need a line of credit to help with cash flow, or some other need, we’re here to help with solutions tailored just for you, and local decisions made quickly.
Treasury Management
Our business services simplify the way your business operates with solutions that improve your business’s cash flow management while saving you time. Whether you’re looking for tools for making and receiving payments, managing funds, or preventing fraud, our robust suite of tools can help you streamline the business of doing business.
To get started, fill out the form below, or give us a call at 1-888-378-1860.
Your farms are yours uniquely – from the crops you grow to the goals you set each season. First Citizens National Bank has worked with local farmers since 1860 and we know the importance of finding the best loan to help your farm thrive.
FCNB has partnered with the Farm Service Agency and Farmer Mac to provide a wider variety of financing options.
We understand the importance of staying ahead of the competition. Our equipment loan gives your business the leg-up in efficiency and production you need to succeed. Stay ahead of the competition with great rates for new and used equipment. First Citizens National Bank offers customized terms designed around your business’s unique needs and local decision-making and processing.
It takes drive and dedication required to run a successful business. Whether you’re expanding or securing a new business location, our Commercial Real Estate Loans provide the flexibility and competitive rates you need for the purchase, refinance, or construction of commercial properties. Our lenders understand the local real estate market and provide detailed attentive service from start to finish. We’re here to help you keep your business moving forward – together.
Whether you’re managing day-to-day expenses or seizing new opportunities, our Commercial Lines of Credit offer the flexibility and financial support you need. Apply once, and you’ll receive easy access to funds via online, in-person, and phone transfers to a specified FCNB checking account.
Your Commercial Line of Credit can be used for a wide range of long-term or seasonal business needs:
Many of our team were born in this area; others live here, and all of us do business here. We care deeply about our community and that pride shows through in everything we do.
Whatever the stage of your business, whatever the opportunity or challenge it faces, you can count on us to work tirelessly to find a solution.
We have a local first approach where custom solutions are the norm, and we have local businesses willing to share their experiences with us. Learn more about what local businesses have to say about working with FCNB.
Give us a call today at 1-888-378-1860 or stop by one of our banking centers. Or submit the contact from below.
