In North Central Ohio and across the state, business owners continue to face a shortage of qualified staff. No matter what industry you're in, finding skilled workers remains a significant hurdle. Why? Several reasons. An aging workforce, fewer younger workers entering skilled trades, and shifting…
In our global economy, businesses like yours depend on materials, products, and parts that come from many different countries. The supply chain works smoothly most of the time, but it can be shaken up by unexpected events. Tariffs are one such challenge.
Many businesses are asking the same question: how can we attract and keep good employees when the competition is so tough? The good news is that there are several strategies that can help. By improving pay, benefits, flexibility, and company culture, businesses can become places…
The medical field is changing fast. Hospitals and large health systems are growing bigger and more private practices are being bought out. As a result, many doctors and healthcare providers worry about losing their independence, not just in how they treat patients, but in how…
For many businesses in Ohio and across the country, the cost of doing business is going up. Prices for materials, supplies, rent, and even electricity are all rising. When operational costs go up, it can be harder for small businesses to make a profit.
Throughout the country, businesses are having a hard time finding enough workers. This is called a labor shortage, and it can make it tough for companies to grow. Without enough employees, businesses may not be able to serve all their customers or take on new…
Ohio’s healthcare industry is undergoing significant changes, with independent medical practices facing increasing pressure from larger healthcare systems. As consolidation trends continue, independent providers must navigate challenges such as rising operational costs, shifting reimbursement models, and competition from hospital-affiliated networks. At First Citizens National Bank,…
The First Citizens National Bank is proud to announce that Frank Reinhard, Chief Lending Officer, has been elected to serve on the Bank’s Board of Directors. In this new role, Frank will contribute his expertise in community banking and commercial lending to support the mission…
Ohio businesses are facing new financial challenges as recent tariff changes drive up costs across various industries. From manufacturing to agriculture, the impact of these rising expenses is forcing business owners to rethink their strategies, pricing, and supply chains. As a community bank, we understand…
The First Citizens National Bank is pleased to announce that Austin Searfoss has joined the team as an Agricultural Lender. With six years of experience in the banking industry, five of those specializing in agricultural lending, Austin brings a deep understanding of the unique financial…
