Overdraft Protection


Sometimes the unexpected happens. Save time and money with First Citizens overdraft protection. Set up automatic transfers from an FCNB checking or savings account.

  • Save money by avoiding non-sufficient fund fees
  • Link your savings, money market, or another checking account to your checking account for overdraft protection
  • Overdrafts are covered by transferring the amount of overdraft plus an $8.50 fee per business day
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