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Whether you’re buying your first home or if you’ve been through the process of buying a home before, First Citizens National Bank can be trusted to help you find the home financing option that’s right for you.

If you want to buy or build a home or refinance your current mortgage, you can count on competitive rates and local decision-making and processing. And our loan advisors are based right here in the community – so they have a strong understanding of the local real estate market, and are here to help you every step of the way on your mortgage journey.

• Competitive low rates for home purchase, refinance, or construction
• Available for primary residence, second homes, or vacation homes
• A wide range of terms customized to your unique situation
• A variety of financing programs available
• Get started with a pre-approval for extra confidence when it comes to securing financing.

GET STARTED TODAY! Apply online for a mortgage or reach out to a lender to set up an appointment.

If a remodel is in your future, a home equity loan or home equity line of credit (HELOC) can help you make home sweet home even sweeter! You can use the equity in your home as collateral for a home equity loan or HELOC, putting your home to work for you!

Not sure whether a home equity loan or HELOC is right for you? Our expert lenders can help! Give us a call and we’ll guide you to find the best financing option for your needs.

Competitive rates, flexible terms – and an easy online application to get started!

• Competitive rates
• Use the existing equity in your home as collateral backing
• Repayment terms that work for you
• The interest paid may be tax deductible*
• Local decision-making and processing
• Helpful, customized service throughout the entire process

GET STARTED TODAY! Apply online for a home equity loan or HELOC or reach out to a lender to set up an appointment.

* Consult a tax advisor.