Ohio’s healthcare industry is undergoing significant changes, with independent medical practices facing increasing pressure from larger healthcare systems. As consolidation trends continue, independent providers must navigate challenges such as rising operational costs, shifting reimbursement models, and competition from hospital-affiliated networks. At First Citizens National Bank, we recognize the financial strain this shift places on independent practices and offer solutions to help them remain competitive.

The First Citizens National Bank is proud to announce that Frank Reinhard, Chief Lending Officer, has been elected to serve on the Bank’s Board of Directors. In this new role, Frank will contribute his expertise in community banking and commercial lending to support the mission and strategic direction of FCNB.

Ohio businesses are facing new financial challenges as recent tariff changes drive up costs across various industries. From manufacturing to agriculture, the impact of these rising expenses is forcing business owners to rethink their strategies, pricing, and supply chains. As a community bank, we understand the pressures local businesses are facing and want to provide some insight on how to effectively navigate these challenges.

The First Citizens National Bank is pleased to announce that Austin Searfoss has joined the team as an Agricultural Lender. With six years of experience in the banking industry, five of those specializing in agricultural lending, Austin brings a deep understanding of the unique financial needs of farmers and agribusinesses.

The First Citizens National Bank (FCNB) is pleased to announce the hiring of Trisha Deamicis as its new VP/Business Development Officer/Branch Manager. With 24 years of experience in the banking industry, Trisha is known for her ability to build strong relationships, inspire teams, and deliver exceptional customer service. In her new role, she will be responsible for working closely in the Carey market to develop and support relationships, having an active presence in the community as well as managing staff at the Carey banking center location.

Leadership succession changes have been announced at The First Citizens National Bank headquartered in Upper Sandusky, Ohio, including the retirement of its long-time President and CEO, Mark Johnson, and the appointment of his successor, Jenny Romich. Additionally, Frank Reinhard has been named Chief Lending Officer, Doug Kelly Chief Credit Officer, and Kortney Buckland Chief Human Resource Officer. The changes go into effect on April 17th this year.