Get better protection for your deposits. When you need FDIC insurance coverage for your excess funds, we have a solution for you. First Citizens is a member of the IntraFi® Network Deposits, which provides you access to multi-million dollar FDIC coverage by working directly with just our bank. With this network, your funds will be distributed to other banks in the network, providing you broader financial security. IntraFi Network Deposits is an easy way to access full FDIC coverage on deposits larger than $250,000.