We put the perks of a branch in the palm of your hand.

Business Debit Card

Easily make purchases and track business expenses with our free Visa® debit card. Always have direct access to a designated account balance — plus, the power to make purchases around the country, around-the-clock. So equip your business with easy purchasing power. Multiple cards can be issued with pre-set employee limits as needed.

  • Free with any First Citizens business account
  • Reduce costs of purchasing checks
  • Simplify expense tracking
  • Multiple cards can be issued
  • Pre-set employee limits as needed
  • Safer than carrying cash
  • More convenient and safer than checks
  • Make purchases online or in-store virtually anytime, anywhere
  • 24/7 access to funds via ATMs
  • Easily withdraw funds from ATMs

Verified by Visa

Add an extra layer of security when you shop online. Learn more about Verified by Visa.

Visa Purchase Alerts

Know where your money is going. Visa Purchase Alerts sends you an email or text whenever a purchase is made with your Visa card. You can even choose notification triggers that match your spending habits. Sign up for Visa Purchase Alerts today.

Fraud Text Alerts

Let us keep an eye on your debit card transactions and alert you if we see something unusual with our fraud text alerts.

  • We will text you when we see a suspicious transaction to confirm if you did it
  • Texts are actionable allowing you to save time by responding directly to our texts
  • Simple as calling us and providing us your cell phone number, and you will receive your enrollment message the next day
  • Backed by our fraud monitoring systems that analyze your transactions to better respond to threats

Want to learn more? Check out our video on text alerts in our Video Library!