Hands up: How many times have you asked “Where does the money go?” Sometimes, managing money can be so frustrating, even out of control. And that’s why having a personal budget is one of the most important things you can do. Setting a budget:

  1. Puts you in charge of your money.
  2. Avoids problems of over-spending or not paying your bills
  3. Avoids wasteful spending
  4. Helps you make decisions about how you want to spend your money
  5. Helps you plan for long-term goals


Our Banking Specialists help scores of customers begin the journey to financial wellness by establishing a monthly budget. Often, we use the 50:20:30 rule. Every month, 50% of your income goes to needs, such as food, rent/mortgage, utilities, and healthcare. The next 30% goes to extras, such as clothing, travel, entertainment, etc. And leaves 20% for savings.

Let 2024 be the year you get your finances on track. To set up an appointment with one of our banking specialists, fill out the form below:

Questions? We are here to help!

Give us a call today at 1-888-378-1860 or stop by one of our banking centers. Or submit the contact from below.

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