Certificates of Deposit (CDs)
You don't need to risk a dive in the stock market to earn a nice return. Certificates of deposit pay interest above regular savings rates — guaranteed. Choose your term, lock in your rate, and wait for your payday. Just remember, the longer your term, the better your rate. Invest in a sure thing with FCNB.
- Fixed rates, higher than regular savings1
- Receive higher rates by selecting a longer term
- Interest payments may be credited to another FCNB account, paid by check, or compounded back to the CD
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty2
- Minimum deposit to open as low as $2,0003
1Interest rates vary based on the term.
2For terms of 1 year or less, the penalty will be a 3-month loss of interest. For terms more than 1 year, the penalty will be a 6-month loss of interest.
3Minimum opening deposit requirements vary based on the term.