Overdraft Protection

Didnít get to the bank on time to make your deposit? Make a mistake with addition or subtraction? Our plans are for you!


Overdraft Protection Plan

  • Saves you money by avoiding non sufficient fund fees and/or the embarrassment of returning your checks
  • Link your savings, Money Market, or another checking account to your checking account for overdraft protection
  • Overdrafts are covered by transferring the amount of overdraft plus a $8.24 fee per business day
  • Limited by Federal Regulation to six authorized transfers per month from savings and Money Market


Cash Reserve Line of Credit

  • Protects your checking account from overdrafts by an automatic cash advance transfer in increments of $100
  • Annual Percentage Rate (APR) is 18%
  • Interest is calculated daily on the unpaid balance
  • Monthly payments are the greater of 5% of the credit line and can be deducted from your checking account
  • Requires credit application and approval