Credit, Debit, ATM Cards

Credit Cards

The First Citizens National Bank has partnered with Visa® to provide you the worldwide acceptance and safety of Visa® and all of the local convenience of banking with us at the same time. Whether you’re looking for a personal (consumer) credit card or credit cards for your business, we offer these benefits:

 

  • Various levels of credit and terms designed to fit your borrowing needs
  • Competitive interest rates
  • No annual fee
  • Scorecard rewards program – for more information visit www.scorecardrewards.com
  • Protection by Verified by VISA® – it password protects your card for free. The next time you shop at a participating store, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.

 

If you have questions or would like to apply for a Visa® credit card account please:

 

contact a lender

 

Or, if you have questions about your existing FCNB Visa® account visit www.mycardstatement.com for online answers to your questions.

 

STAR® ATM Card

  • Enjoy around-the-clock access to your checking or savings account
  • Use your card at any ATM displaying the STAR®, Plus System®  or VISA®  symbols
  • Withdrawals, deposits (FCNB customers only at FCNB ATM’s ), balance inquiries, and transfers between accounts can all be done 24/7
  • Nominal fee for withdrawals when using non-First Citizens ATM’s

 

First Check® (Debit) Card

  • Offers all the same benefits as the STAR® ATM Card
  • Accepted at any merchant that accepts VISA®
  • Looks like a credit card but works like a check with the purchase deducted from your checking account
  • Eliminates the check approval and identification process
  • Protected by Verified by VISA® — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.