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Working Capital Loans

Whether your cash flow is high or low, business never slows. If you need financing for ongoing expenses, an FCNB working capital loan could be the best option for your business. Apply once and you'll receive easy access to funds whenever costs arise — so customers can enjoy your service as soon as possible.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business's unique needs
  • Funds available right when you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via online, in-person, and phone transfers to a specified FCNB checking account
  • Local decision-making and processing
  • Attentive, friendly service from start to finish