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Business Certificates of Deposit (CDs)

Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line. By laddering maturity dates, you can add liquidity to your CD investments. Lock in your rate today!

  • Fixed rates, higher than regular savings1
    • Receive higher rates by selecting a longer term
    • Interest payments may be credited to another FCNB account, paid by check, or compounded back to the CD
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty2
  • Minimum deposit to open as low as $2,0003

1Interest rates vary based on the term

2For terms of 1 year or less, the penalty will be a 3-month loss of interest. For terms more than 1 year, the penalty will be a 6-month loss of interest.

3Minimum opening deposit requirements vary based on the term