Savings & Money Market

First Citizens investment plans offer you a wide array of alternatives and provide you the safety, convenience and flexibility you’ve been looking for. Let us help you invest your money in a diversified First Citizens investment portfolio to meet your particular financial needs.

 

Statement Savings

Whether saving for a “rainy day” or for that something “special”, this account is for you.

 

  • Earn interest and pay no fees with a minimum monthly balance of just $50
  • Interest is paid and compounded quarterly
  • Access your account 24/7 online or by an ATM card at no charge
  • Make your savings work for you by using your savings balance to offset fees on your checking account and to provide overdraft protection


 

Money Market Savings

Looking for a better rate than your savings account but still be able to withdraw funds if you need to?

 

  • Your Money Market account earns a competitive market rate of interest, free of fees with a balance of $2,500, otherwise $5 monthly
  • Interest is accrued daily and compounded monthly
  • Write a check, transfer to another account or to a third party by preauthorized automatic debits up to six per month by Federal Regulation
  • Access your account 24/7 online or by an ATM, First Check® debit card at no charge
  • Make your account work for you by using your balance to offset fees on your checking account and to provide overdraft protection