Cash Management

The First Citizens National Bank provides corporations, partnerships, and governmental organizations the ability to maximize earnings on the excess cash carried in the checking account.

 

  • Core of Cash Management is the primary business demand deposit account
  • Excess funds at a pre-determined level are swept daily between the checking and the Cash Management investment account
  • Market rate of interest is paid on the investment account
  • No monthly fee if threshold balance is maintained
  • Non FDIC insured account

 

First Government Cash Management

  • A tiered account providing enhanced interest earnings for excess cash held by governmental entities
  • Market rate of interest is paid when balance exceeds predetermined minimum
  • No monthly fee if minimum balance is maintained