Deposit Rates
| Certificates of Deposit Specials | |||||
|
Term
|
Minimum Balance
|
Rate
|
Semi-Annual APY
|
Quarterly APY
|
Monthly APY
|
|
5 - 12 Month
|
$5,000.00
|
1.74
|
1.75
|
1.75
|
1.75
|
|
MEMBER FDIC Rates Effective as of November 12,2008. Subject to change daily. Substantial penalty for early withdrawal. See a Customer Service Representative for further account information. Refer to the Certificates of Deposit Brochure "All About Your Deposit Account" for complete account information. Minimum balances of $5,000.00 are required to obtain the quarterly and monthly APY's disclosed. For terms of less than 6 months, the APY's may reflect simple compounding. V = Variable rate subject to change after account is opened. APY = Annual Percentage Yield |
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| Certificates of Deposit | |||||
|
Term
|
Minimum Balance
|
Rate
|
Semi-Annual APY
|
Quarterly APY
|
Monthly APY
|
|
7-182 Days
|
$1,000.00
|
0.25
|
N/A
|
0.25
|
0.25
|
|
1-5 Months
|
$1,000.00
|
0.25
|
N/A
|
0.25
|
0.25
|
|
6 Months
|
$1,000.00
|
0.99
|
0.99
|
0.99
|
0.99
|
|
12 Months
|
$1,000.00
|
1.49
|
1.50
|
1.50
|
1.50
|
|
18 Months
|
$1,000.00
|
1.49
|
1.50
|
1.50
|
1.50
|
|
24 Months
|
$1,000.00
|
1.73
|
1.74
|
1.74
|
1.74
|
|
30 Months
|
$1,000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
36 Months
|
$1,000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
48 Months
|
$1,000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
60 Months
|
$1,000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
MEMBER FDIC Rates Effective as of November 12,2008 Subject to change daily. Substantial penalty for early withdrawal. See a Customer Service Representative for further account information. Refer to the Certificates of Deposit Brochure "All About Your Deposit Account" for complete account information. Minimum balances of $5,000.00 are required to obtain the quarterly and monthly APY's disclosed. For terms of less than 6 months, the APY's may reflect simple compounding. V = Variable rate subject to change after account is opened. APY = Annual Percentage Yield |
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| Individual Retirement Accounts | |||||
|
Term
|
Minimum Balance
|
Rate
|
Semi-Annual APY
|
Quarterly APY
|
Monthly APY
|
|
6 Months
|
$1000.00
|
0.99
|
0.99
|
0.99
|
0.99
|
|
12 Months
|
$1000.00
|
1.49
|
1.50
|
1.50
|
1.50
|
|
18 Months
|
$1000.00
|
1.49
|
1.50
|
1.50
|
1.50
|
|
24 Months
|
$1000.00
|
1.73
|
1.74
|
1.74
|
1.74
|
|
30 Months
|
$1000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
36 Months
|
$1000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
48 Months
|
$1000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
60 Months
|
$1000.00
|
2.23
|
2.24
|
2.25
|
2.25
|
|
MEMBER FDIC Rates Effective as of November 12,2008 Subject to change daily. Substantial penalty for early withdrawal. See a Customer Service Representative for further account information. Refer to the Certificates of Deposit Brochure "All About Your Deposit Account" for complete account information. Minimum balances of $5,000.00 are required to obtain the quarterly and monthly APY's disclosed. For terms of less than 6 months, the APY's may reflect simple compounding. V = Variable rate subject to change after account is opened. APY = Annual Percentage Yield |
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| Deposit Accounts | ||||
|
Account Type
|
Minimum Balance
|
Rate
|
Quarterly APY
|
Monthly APY
|
|
Regular NOW
|
$1,000.00
|
0.25V
|
N/A
|
0.25
|
|
Super NOW
|
$2,500.00
|
0.25V
|
N/A
|
0.25
|
|
Money Market
|
$2,500.00
|
0.35V
|
N/A
|
0.35
|
|
Statement Savings
|
$25.00
|
0.25V
|
0.25
|
N/A
|
|
Christmas Club
|
$10.00
|
0.00V
|
Paid at Maturity Annually
|
N/A
|
|
MEMBER FDIC Rates Effective as of November 12,2008 Subject to change daily. See a Customer Service Representative for further account information. Refer to the Truth in Savings Brochure - "Your Deposit Account" - for complete account information. Minimum balances required to obtain the quarterly and monthly APY's disclosed. Fees may affect earnings on the account. V = Variable rate subject to change after account is opened. APY = Annual Percentage Yield |
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